How much funds can I access?
The credit building line allows access from $30-$150. The starting approval amount depends on your employment status and a few other factors.
Payment amounts between this range are optimal for credit building as it closely mimics your ability to repay your other financial obligations (such as personal loans and credit cards) and can help you establish credit history.
You can increase your approval amounts with on-time payments. You can also redeem your reward points for higher approval limits. Once approved you will always have access to your limits as long as your account is in good standing.
Payment amounts between this range are optimal for credit building as it closely mimics your ability to repay your other financial obligations (such as personal loans and credit cards) and can help you establish credit history.
You can increase your approval amounts with on-time payments. You can also redeem your reward points for higher approval limits. Once approved you will always have access to your limits as long as your account is in good standing.
Updated on: 29/03/2024
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